For Australian Citizens we offer dental/medical financing up to $80,000.00 AUD through Australian Credit Acceptance. For more information or to apply

Flexible Terms : Choose from terms ranging from 12 months & up to 7 years.

Greater lending limits: Finance from $3,000 and up to $80,000 for Medical Travel or Cosmetic Surgery Procedures. 

Interest Rates: Typically interest rates for Overseas Medical Travel start from 11.90% 

Rapid Approvals: In most cases your Medical Travel Loan will be approved in less than 24 to 48 hours. 

Please take a look at the following FAQ to see if you qualify for a Medical Travel Loan.

Q: Are there any upfront charges?
A: No, there are absolutely no upfront charges.

Q: If I am approved and decide not to go ahead with my Cosmetic Surgery Holiday Loan, what happens then?
A: You can either keep the money and use it for other purposes, or withdraw your application with no obligation or charge.

Q: Do I have to be working to apply for Medical Procedure Finance?
A: Yes, you need to working at least Part Time and have an income to afford your repayments. 

Q: I have a couple of problems with my credit file, will I qualify for an Overseas Medical Procedure Loan?
A: We may be able to help if you have a paid default, but unfortunately we are unable to assist if you have unpaid defaults or are a current or ex Bankrupt.

Q: I'm self employed and I don't have a full set of up to date Financials.
A: ACA may be able to assist; we will put you in contact with our representation at ACA to help you further.


USA Financing

For US Citizens we offer dental/medical financing up to $30,000.00 USD through Med Loan Finance. For more information or to apply contact@1tosmile.com

One Application, Multiple Loan Options 

Loan amounts to $30,000,000* 

Rates as low as 3.99%* 

6-9 Month Interest Free Loans* 

No Pre-payment Penalty*

* Depends on Applicants Credit and Lendors

Med Loan Finance FAQ

Q. What if I have had credit problems in the past?
A. Med Loan Finance has programs for people with all kinds of credit histories. If you have been declined in the past by other finance companies Med Loan Finance may still be able to approve your loan request. We can also try processing your loan with a co-signer if needed.

Q. What will my interest rate be?
A. Your interest rate will vary based on your credit history, selected loan term and loan amount. We work with certain loan partners that offer a twelve-month interest free rebate plan. If you are able to pay back your loan within a year, a rebate for the interest that you have paid to the lender will be mailed to you in a check. So in other words your interest will amount to 0%. Patients with excellent credit ratings who apply for financing through Med Loan Finance qualify for extra low interest rates. Even patients with past credit problems can qualify for reasonable rates.

Q. What loan terms are available?
A. Available loan terms may include 12, 24, 36, 48 and 60 months or a revolving credit line depending on your credit background and in some cases we can even arrange financing for as long as 360 months.

Q. Are there down payment requirements?
A. Down payment requirements are determined based on your credit history and your health care provider’s requirements. If you have average or above average credit, you may not be required to put any money down.